Insurance claims, restoration work underway amidst flood

FORT WAYNE, Ind. (WANE) – Rain is expected to continue to fall for another few days, but those working in insurance and restoration have already started to see work and claims from the storms.

Workers in both industries said the number of jobs and claims isn’t as high as it has been in the past, so far. That could change if flooding issues worsen.

“The more times those sump pumps kick on and off, the more likelihood there is going to be a failure,” said Roger Hupe, who runs Hupe Insurance Services. “It’s not a matter of if it’s going to fail, but when it’s going to fail.”

Insurance claims have begun coming in, but there’s only a limited number of homeowners who have flooding coverage.

“In my opinion, based on my experience, the only people who have flood insurance are those who are forced to,” said Hupe. “That’s because they have a mortgage on their property and the lending institution is mandating them buying flood insurance.”

With more rain expected, Hupe said some may have to prevent further damage before getting in touch with their insurance provider. “They’re trying to prevent further loss,” he said. “They’re not worried about insurance right now.”

Homeowners don’t typically by flood coverage because of the high cost, according to Hupe.

Ray Abbott, the service manager at Korte Does It All, Inc., said his staff is working on at six to eight homes a day, due to flooding. Most jobs require replacing or putting in a sump pump.

The jobs have come in at all hours of the day. “Over the weekend, I heard the guys on-call got his pretty hard,” said Korte technician John Hetrick.

Hetrick’s work Thursday afternoon took him to a home that lost its sump pump – just as Hupe predicted would happen this week.

“I was quite concerned,” said Denny Yontz, who needed his pump replaced. “I was afraid I had some flooding in the basement. I lucked out. I didn’t have that.”

Hupe said he’s heard from homeowners who live in areas prone to flooding that they’re fed up with the clean-up and problems the causes, and are looking to sell their homes and move.

Hupe and Hetrick both said they thought flooding issues may end up being down overall, when the rain finally stops. They both said homeowners have learned from the past

Comments are closed.